Health Insurance Options if You’re Self-Employed
If you’re self-employed and don’t have employees, you’re looking at “individual” health coverage options. However, if you run a business with one or more full-time employees, you may be able to sign up for group health insurance as a “one man group.” See this list of one man group states.
Another way you may qualify for group insurance is to look at your trade organizations such as the Freelancer Union. Costco even has a health insurance plan.
Also, there are faith-based medical-sharing ministries, like Medi-Share, that could be a good option depending on your health care coverage needs.
Below are some options to consider when looking for health insurance coverage as a self-employed individual.